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Mortgage Banking:

Increase home retention, reduce delinquency and default, minimize losses and increase cash flows associated with distressed mortgages.

The mortgage industry finds itself in an environment of instability and uncertainty that has negatively affected all constituents in some manner. Originators, Investors, Servicers, Insurers and Borrowers are all feeling the wrath of the mortgage meltdown and the uncertain market left in its wake.

At the heart of the problem is the challenge of valuing existing mortgages and, more specifically, how many of these mortgages will default and what is the forecasted financial impact. Determining which of these mortgages will perform is a challenge that has not been met by today's solutions.

What is needed is a solution that handles the entire problem from modeling borrower behavior to providing “optimized” work out strategies unique to each borrower.

Response Analytics’ Distressed Portfolio Management (DPM) solution allows financial services organizations, affected by mortgage delinquency to optimize recovery at the loan-level to maximize the cash flow from each unique mortgage - and yet scale a customer-centric approach across the entire asset portfolio, for every portfolio, in order to maximize portfolio value. Learn more about Distressed Portfolio Management.